1 year of Plus free · 998 left
What you have, what you owe, what’s about to go out and what you really have left: your whole situation on one screen. So you can plan calmly and start putting money aside.
No judgment
Paying rent, groceries and bills, paying off a loan, thinking about tomorrow: nobody teaches us how to hold it all together. It’s not about being good or bad with money. It’s about visibility and a few landmarks, and that can be learned, at your own pace.
The big picture
Your paycheck lands in one account, benefits in another. There’s a loan, some bills, maybe money borrowed from family. In My Little Budget, you bring it all together in a few minutes, without connecting your bank.
Your accounts, your savings. Everything that’s yours, in one place.
Loans, credit cards, even money borrowed from family or friends. Nothing left to keep in your head.
Rent, bills, scheduled payments, each on its date. You see them coming before they hit.
The number that matters, once everything is set aside. And what you really own: your accounts minus what you owe.
The envelope system
Many of our parents budgeted with envelopes. On payday: one for rent, one for groceries, one for the electric bill, one to put aside. When the grocery envelope was empty, you knew it without doing any math.
My Little Budget brings that idea back. You give each envelope an amount, every expense goes into its own, and you see at a glance what’s left, what you saved or what ran over. No cash, no spreadsheet, and nothing gets blocked: you’re the one who decides.
What your bank doesn’t show you
Your balance shows what you have today, not what’s going out tomorrow. Payday comes, then rent, scheduled payments, groceries… and the account sometimes dips below zero before the next payday. It’s not your fault: you just can’t see it coming.
Guided tour
Here is the app as it is, with sample data.
1 · Free to spend
The money in your accounts, minus everything already committed until your next payday. Right below, the dated list of what’s going out: rent, phone plan, repayments. One tap when it’s paid.
2 · Your envelopes
Fixed costs, everyday spending, debts, savings: each envelope shows what’s left. The paycheck you get at the end of October pays for November, and the app knows it.
3 · Add
Type the amount, pick the envelope, done. With a photo of the receipt, the app suggests the merchant, the date and the total: you confirm, nothing is saved without you, and the photo isn’t kept.
4 · Understand
Your spending since payday compared with your planned pace, each envelope’s share, and a three-month projection if you stick to your budget.
5 · Everything you have, everything you owe
“What I really have” = your accounts minus your loans and debts. What you’re owed is kept separate. And checking against your bank keeps your balance right, without ever rewriting your history.
6 · Your companion
“Will I make it to payday without going overdrawn?”, “Where could I save this month?”. It suggests ideas based on your figures, kindly; you’re the one who decides.
An AI assistant, never a human. No investment advice, no recommendation of loans, banks or financial products. Conversations are not kept.
Moving forward
See where you’re heading if you stick to your budget: your upcoming balance and each month’s margin.
Every payment on its date, and the amount left to pay going down with each one.
Your savings kept apart, a goal, and each month’s margin to move forward.
Get started
You start with what you know today. The rest fills in little by little, at your own pace.
With Google or a link sent by email, no password. Your first name, your country, your currency, and you’re set.
Today’s balance, your payday, your main scheduled payments.
The number that matters, and what’s going out before your next payday.
| My Little Budget | A spreadsheet | Your bank’s app | |
|---|---|---|---|
| What’s going out before payday | Yes, with dates | If you keep it up to date | Depends on the bank |
| Budget from one paycheck to the next | Yes | Build it yourself | Rarely |
| Overdraft, loans, debts with family and friends | Tracked together | By hand | Its own products |
| Several banks in one place | Yes | Yes | No |
| On your phone | Yes | Not very practical | Yes |
| Sells you products | Never | No | That’s its business |
Welcome offer
The app is free for everyone, with no time limit. Plus: more companion messages and receipt photos every day, longer forecasts. No credit card required.
998free Plus accounts left
Spots left as of the site’s last update.
You enter your transactions, or snap the receipt. No bank login is ever requested.
No ads, no reselling. Every account is isolated from the others.
Spreadsheet export in one click, account deletion from the app.
With the Plus subscription, and only that. That’s what lets us sell you nothing else.
Yes: the app is free, with everything essential (accounts, envelopes, free to spend, debts, forecast, export). The first 1,000 accounts also get one year of Plus, with no credit card.
That’s exactly what it’s for. You start with your balance and your payday; the app helps you see the rest, and the companion answers your questions, without judgment.
No. You enter your transactions, or take a photo of the receipt. The app never asks for your bank login.
It’s only used to run the app. No ads, no reselling. You can export everything or delete your account whenever you want.
No. It helps you manage your budget (an envelope to adjust, an expense to push back, a debt to prioritize). Never investment advice or financial product recommendations.
The app is available in French, English, Spanish, Portuguese (Brazil), German and Italian, and supports 19 currencies, including the euro, the CFA franc and several Latin American currencies.
You don’t need a perfect budget to take back control.
998 accounts left with 1 year of Plus free.
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